Are business owners liable for mass shootings?

If you have a store in a mall and a customer is injured or killed by a mass shooter, are you liable for damages to the customer? (Consider the shooting on December 23, 2022, at Mall of America.) Will your insurance provide coverage? These are two great questions you should be asking. Liability results when there’s negligence to provide security if an event is foreseeable. With increased incidents of mass shooting that may occur anywhere, business owners should consider beefing up security (e.g., limit access to the premises; use automatic shutdown technology in case of an incident). Review your insurance policy to understand your exposure. #IdeaoftheDay